Property and Affairs
Health and Welfare
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Power of Attorney
A Lasting Power of Attorney (LPA) is a legal document that allows you to choose people you trust to make decisions on your behalf should you become physically or mentally incapable of doing so for yourself.
There are two types of LPA: Property and Affairs and Health and Welfare. You can choose to make one or both types.
An LPA is not just for the elderly and anyone over 18 years of age can make one. If you have property, shares and investments in your sole name, your spouse or civil partner will not have any legal right to access these accounts in the event or you being unable to deal with your own finances through incapacity.
Property and Financial Affairs LPA
A Property and Financial Affairs LPA lets you appoint one or more people (the Attorneys) to make decisions for you on your property and financial affairs.
For example it allows your Attorneys to:
sign cheques and withdraw money from your bank
Sell your house or purchase property
Make investments on your behalf
Use your assets to finance residential or nursing care
Health and Welfare LPA
A Health and Welfare LPA is a new type of power which allows you to appoint one or more people ( the Attorneys) to make decisions about your healthcare and welfare once you lack the capacity to do so yourself.
Attorneys can be given complete freedom to make personal welfare decisions for you, or you can apply restrictions or conditions to the LPA so that only certain decisions can be made.
The LPA can apply to decisions such as:
Your daily routine (what you eat, wear and medical treatments)
Moving into a care home
Decisions about life sustaining treatments.